The staff health insurances of international organizations don’t reimburse wholly the expenses arising from sickness, accident or maternity.

Most benefits are limited to 80% for out-patient benefits (doctors’ fees, prescribed medicines, laboratory analyses and tests, etc.) and the expenses for accommodation in case of hospitalization have a ceiling. Besides alternative medicine is generally not reimbursed.

In order to extend the healthcare coverage of the international civil servants and their family members, GPAFI provides a complementary health insurance adapted to the benefits of the different basic schemes.

Key Points :

• Immediate coverage from the date of validity (no waiting period)
• Worldwide coverage
• Free choice of the healthcare providers (doctors, hospitals, private clinics)
• 100% coverage for medical and pharmaceutical expenses
• 100% coverage for accommodation in a private room, in case of hospitalization
• Reimbursement of alternative medicine
• Short reimbursement periods
• Easy claim procedure (by e-mail)
• Online access to reimbursement advice
• Management team dedicated to GPAFI's members

Detailed information can be found under the heading Documentation